Carter Qiu
Founder of Omninal & POSX
Blockchain Payments & Financial Infrastructure Entrepreneur | Payment Systems Architect | Angel Investor
Professional Summary
My current focus is serving as the founder of Omninal and POSX, dedicated to building next-generation blockchain payment and financial infrastructure for real commercial scenarios.
Throughout my career and entrepreneurial journey, I have consistently operated at the intersection of multiple worlds: between future finance and real commerce, between technical and non-technical communities, between traditional payment systems and blockchain ecosystems, between Web2 and Web3, and between industry practice and academic research.
This experience spanning financial institutions, technology companies, startups, and investment has given me a systematic understanding of global payment systems, financial infrastructure, and value circulation mechanisms.
Current Roles & Affiliations
Founder & CEO
Omninal
Compliant stablecoin payment and settlement infrastructure for merchants (Crypto Bank for Merchants)
Founder
POSX
Crypto payment rebate and loyalty network for real consumer scenarios
Board Member
NOWPayments
Leading European cryptocurrency payment company
Angel Investor
Independent
Focus on FinTech, Web3, payments, and financial infrastructure
Education
Macquarie University, Australia
Bachelor of Finance
GPA: 3.89 / 4.00
Career & Entrepreneurial Timeline
J.P. Morgan
Participated in corporate M&A and capital market transactions, received systematic financial training, and established institutional-level financial and risk management foundations.
Google— Product Manager
Responsible for technology products and platform systems, deeply involved in product methodology, strategic planning, and cross-team collaboration within large technology organizations.
Loop
Founded a blockchain digital marketing platform, exploring blockchain applications in user growth and value distribution.
Tokenization Venture
Founded an asset tokenization trading platform, pioneering tokenization models for sports assets and real-world assets.
TokenWin— CEO
Founded and served as CEO, focusing on blockchain entertainment and digital asset commercialization, building a global operations system.
Omninal & POSX
Initiated next-generation payment infrastructure and consumer rebate network, systematically restructuring the financial closed-loop of "payment—clearing and settlement—incentives—loyalty".
Core Expertise & Focus Areas
Blockchain Payments
Payment systems and stablecoin settlement networks
Financial Infrastructure
Web2 and Web3 financial infrastructure integration
Loyalty & Rebates
Retail payments, consumer rebates, and tokenized loyalty models
Cross-Border Settlement
Settlement networks and value circulation system design
Global Compliance
KYC/KYB/AML frameworks and multi-jurisdictional regulatory design
Product Strategy
System architecture and global team management
Global Vision
My current areas of focus include blockchain payments and stablecoin settlement networks, digital asset applications in retail and consumer scenarios, the integration of Web2.0 and Web3.0 financial infrastructure, and consumer rebate, tokenized loyalty, and cross-border settlement models.
I am particularly focused on how new payment and incentive structures can transform everyday consumer behavior into sustainable digital asset and value accumulation mechanisms, enabling crypto technology to truly serve real commerce and global retail networks.
All of this ultimately converges into my core vision for the future of payments: building scalable, low-cost, compliance-first blockchain payment infrastructure that brings the advantages of decentralized finance into real-world commerce and global trade systems.